Will aggregators frame the future of retail banking?

  For long, relationships with customers were a natural and easy duty for bankers: the client had a financial issue to deal with, he walked through the door of his bank branch where he was warmly welcomed by the bank teller or an advisor, and for the most fortunate of them, by the manager. Check… Continue reading

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Can banks bear the incremental costs of regulatory reforms in the long run?

Regulation has become the main investment item for banks   For more than a decade, regulators have been particularly long-winded and creative in producing new standards and prudential rules: CRD IV, SEPA, IFRS, FATCA, BCBS 239, CRA, EMIR, AQR, IFRS. These obscure acronyms conceal the new nightmares of the banking world’s leaders. Each year brings… Continue reading

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