A new round of regulatory tightening

  CRR3 opens a new chapter in EU financial regulation   The third revision of the Capital Requirements Regulation (CRR3), which will come into force at the beginning of 2025, represents a major change in European banking regulation. Developed by the Commission and recently adopted by the European Parliament in response to the international reforms… Continue reading

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Retail banking must undertake its revolution

France is the Europe’s leading country …   With nearly de 36,000 bank branches, i.e., one for 1,860 inhabitants, France is now at the top of the European ranking, ahead of Spain which until recently occupied the top spot.   Unfortunately, that’s nothing to be proud!   Since the early 2000s, bank branch attendance has… Continue reading

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Should retail banks be afraid of Coronavirus?

The health crisis that we have been experiencing since the beginning of the year has had and will have serious consequences on the activity of French companies. Retail banks are no exception to the rule: forced closure of branches and customer relations centres, difficulties in reaching advisers, a steep fall in consumer credit, postponement of… Continue reading

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Make the bank an object of desire

  What is common between a cup of coffee, a mobile phone and a canvas travel bag? Not much… except that some manufacturers have had the brilliant idea to turn these ordinary consumer products into luxury goods. For a wide variety of products, major players in the prestige brand universe, like Nespresso, Apple or Louis… Continue reading

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Dragon or tiger?

  If one relies solely on the color, difficult to tell which animal there is really deal: Dragon spitter of flames or tiger in origami? Is the arrival of Orange bank a real threat to traditional banks? With the promise of an innovative, simple, 100% mobile and almost free offer, does Orange Bank bring something… Continue reading

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