Posts By: Stéphane L

  With cryptocurrencies weathering a big storm, it may seem delicate to analyze this market without falling into the stereotypes about an inevitable crash or the dangers of uncontrollable mechanisms implemented on some of the so-called “stablecoins”. There is a lot of talk about the speculative madness that is dragging millions of investors into an… Continue reading →

    The management of NPLs is a subject that will unfortunately be a hot topic for banks in the coming quarters. NPLs are indeed one of the main sources of value destruction for banks during economic and financial crises. During each crisis, banks’ levels of provisions for credit risk rise to high levels for… Continue reading →

  The wealth management industry is undoubtedly about to enter one of the strongest transformation phases in its history. For a long time, the profession was first and foremost reserved for the large network banks that dominated both production and much of the distribution.   Even if the principle was that a distributor had to… Continue reading →

For years, we have been hearing of the coming revolution in the world of retail banking due to changes in customer behaviour. Customers are far less attached to their bank’s branch offices, and tend to look for reactivity, flexibility and longer opening hours, which only direct channels can provide. Even if no fundamental upheaval has… Continue reading →

  Financial services have become a trendy industry for startups. prompting all major banks and insurance groups to seek partnerships in the magical kingdom of fintech startups. The sector is in dire need of novel initiatives; as complicated rules and regulations make financial institutions ever more litigious, leaving as little uncertainty as possible and discouraging… Continue reading →