29 Mar
2016
Fintechs or dinosaurs, a matter of survival for retail banks…
For years, we have been hearing of the coming revolution in the world of retail banking due to changes in customer behaviour. Customers are far less attached to their bank’s branch offices, and tend to look for reactivity, flexibility and longer opening hours, which only direct channels can provide. Even if no fundamental upheaval has… Continue reading
04 Mar
2016
Can banks bear the incremental costs of regulatory reforms in the long run?
Regulation has become the main investment item for banks For more than a decade, regulators have been particularly long-winded and creative in producing new standards and prudential rules: CRD IV, SEPA, IFRS, FATCA, BCBS 239, CRA, EMIR, AQR, IFRS. These obscure acronyms conceal the new nightmares of the banking world’s leaders. Each year brings… Continue reading
26 Feb
2016
Building effective working relationships between financial institutions and start-ups
Financial services have become a trendy industry for startups. prompting all major banks and insurance groups to seek partnerships in the magical kingdom of fintech startups. The sector is in dire need of novel initiatives; as complicated rules and regulations make financial institutions ever more litigious, leaving as little uncertainty as possible and discouraging… Continue reading