Tackling Non-Performing Loans (NPLs): a crucial issue for banks

    The management of NPLs is a subject that will unfortunately be a hot topic for banks in the coming quarters. NPLs are indeed one of the main sources of value destruction for banks during economic and financial crises. During each crisis, banks’ levels of provisions for credit risk rise to high levels for… Continue reading

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Should retail banks be afraid of Coronavirus?

The health crisis that we have been experiencing since the beginning of the year has had and will have serious consequences on the activity of French companies. Retail banks are no exception to the rule: forced closure of branches and customer relations centres, difficulties in reaching advisers, a steep fall in consumer credit, postponement of… Continue reading

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Responsible investment: fad or groundswell?

  Corporate social responsibility and commitment to the general interest are now an essential part of the communication of major groups. The financial industry, whose reputation has been damaged over the past decade, is no exception to this trend and is counting on these issues to restore customer confidence. For financial institutions, Responsible Investment (RI)… Continue reading

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Make the bank an object of desire

  What is common between a cup of coffee, a mobile phone and a canvas travel bag? Not much… except that some manufacturers have had the brilliant idea to turn these ordinary consumer products into luxury goods. For a wide variety of products, major players in the prestige brand universe, like Nespresso, Apple or Louis… Continue reading

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The autonomous vehicle: a new turn to be taken for insurers

  We are on the eve of a revolution in the automotive sector, with the uprising (and faster than we think) of autonomous cars. Car manufacturers are announcing a broadcast to the general public from the beginning of the years 2020, and these models would represent almost 30% of world production in 2035. Moreover in… Continue reading

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