Category Archives: Uncategorized

  A dilemma at the heart of the transition   Environmental, Social, and Governance (ESG) criteria have become a central issue for banks today. Yet, their role has never seemed more uncertain. In an international climate marked by the hardening of political debates and the withdrawal of key players from certain climate coalitions, ESG has… Continue reading →

  The asset management industry has long benefited from a highly favorable growth model: a historically low fixed-cost industry with growing demand driven by both global savings growth and the mechanical rise of financial markets. Additionally, various financial and health crises have led to massive liquidity injections, causing a significant increase in asset prices, until… Continue reading →

  CRR3 opens a new chapter in EU financial regulation   The third revision of the Capital Requirements Regulation (CRR3), which will come into force at the beginning of 2025, represents a major change in European banking regulation. Developed by the Commission and recently adopted by the European Parliament in response to the international reforms… Continue reading →

After a phase of euphoria, the fintech sector has entered a period of maturity, refocusing on the fundamentals of customer value, growth, and profitability. Nevertheless, the role of fintechs as a catalyst for change in financial services is undeniable, reinforcing the need for established players in banking and insurance to capitalize on this new competition.… Continue reading →

    A fast-growing market that opens up natural opportunities for banks    Payment activities represent a sigificant share of retail bank’s revenues estimated at around 20 to 25%. The growth dynamics of these activities even tend to reinforce the importance of payments for banks in the future. In the euro area, for example, payment… Continue reading →